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A report covering health care plan design and legislative changes Volume 51, Number 4
Bringing Mom Back On The Job After Having A Baby
Losing experienced, hardworking employees can be costly for your business. So when one of your valued employees announces she is pregnant, do more than just congratulate her—think about ways to encourage her to return to work once the baby is born. While it may be necessary to allow for some adjustments to her work environment and schedule, your organization will benefit by retaining a proven contributor.
Cost Of Prescription Drugs Worries Many Americans
While Americans generally appreciate the potential benefits of taking prescription drugs, a majority believe prescription medicines are too expensive, and four in ten have had problems paying for drugs prescribed for themselves or for family members, according to a poll conducted by USA Today, together with the Kaiser Family Foundation and the Harvard School of Public Health.
The survey also found that many Americans have ambivalent views on prescription drug advertising. While more than half (53%) of respondents said they believe prescription drug advertising is mostly a good thing, and 67% agreed that these ads educate people about treatments and encourage them to seek help for conditions of which they may have otherwise been unaware, 77% said they believe the cost of advertising prescription medications makes the drugs too costly, 66% think ads encourage people to take drugs they don’t need, and 68% believe there are too many prescription drug ads on television.
Employers Find Group Life Insurance A Key Benefit
Imagine one of your employees passes away unexpectedly. Just think of the emotional and financial transition his or her family would face. You can see why group life insurance is such a valued benefit for the spouses and families of your employees. When reviewing your group life insurance plan, here are a few points you may choose to consider.
If you have a certain number of employees, insurers may offer group life insurance without medical underwriting requirements. In this way, employees who would normally be denied coverage due to pre-existing health conditions may obtain life insurance. However, the smaller the employee group, the lower the amount of the death benefit the insurance carrier may issue without individual underwriting. As the number of your employees grows, you may inquire about increasing the maximum amount of the death benefit or seek a lower group premium. If your plan provides coverage for spouses or children, some insurers may also waive medical underwriting for them.
Workers Want Help From Employers In Losing Weight
With growing numbers of Americans on a quest to lose weight and improve their health, most employees say they would welcome help from their employers in achieving their weight loss, fitness, and other health-related goals, a recent study conducted by employee assistance program provider ComPsych concluded.
When asked about their health goals, 42% of workers said they are highly motivated to eat right, and 23% said they are highly motivated to exercise. Specifically, many employees reported feeling tired at work and longing for physical activity during the day to boost their energy levels. Only a small minority of respondents reported getting enough exercise, and lack of energy was cited as the number one hindrance to productivity.
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