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A report covering plan design and legislative changes                   Volume 51, Number 10


In This Issue



Employers Report Mixed Experiences With Health And Wellness Programs

Researchers noted that more than half(51%) of employees or their dependentshave a chronic health condition that requires ongoing care.


Retirement Plan Rollovers Fuel IRA Asset Growth


Health Insurance Must Balance Moral Hazard And Health Security

Researchers noted that rollovers from other types of retirement plans are fuelingIRA growth , not new contributions: Whereas rollovers amount to around $200 billion annually, yearly contributions to IRAs amount to just $40 billion.

Because comprehensive benefit coverage lowers the cost to the insured, many individuals use more services than they would if they were paying the full cost themselves, a problem sometimes referred to as “moral hazard.”


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