New Jersey group health, life, medical and disability insurance plans plus HSA, HRA, small business, 401k and employee benefits consulting - Goodliffe Associates
A monthly report covering health care plan design and legislative changes                   Volume 49, Number 5

In This Issue

High Costs Discourage Participation In Disease Management Programs

Of the employers surveyed who opted to receive the federal subsidy in 2006, 82% said they are using the subsidy to reduce their own costs, while 14% said they are using the subsidy to reduce the cost for retirees.

Employers To Adjust Retiree Drug Benefits In Response To Medicare Part D

Mental Health Benefits Do Not Add To Cost Of Health Insurance

Prior to the introduction of mental health parity, federal employees often had to pay as much as 30% to 40% of mental disorder treatment.

Employers Should Encourage Purchase Of Group Disability Insurance

When respondents were offered a hypothetical disability insurance plan providing 60% to 70% replacement of
pre-tax income at
a cost of $180 a year, more than
three-quarters of employees surveyed indicated they were likely to purchase the insurance.

The information contained in this newsletter is for general use, and while we believe all information to be reliable and accurate, it is important to remember individual situations may be entirely different. The information provided is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any federal tax penalties. Individuals are encouraged to seek advice from their own tax or legal counsel. This newsletter is published by Liberty Publishing, Inc., Beverly, MA. Copyright © 2006 Liberty Publishing, Inc. All rights reserved.

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